Mortgages
Essex Savings Bank offers a wide variety of mortgage loan options to meet your individual needs.
Mortgages
Purchase a home or refinance your current one. We offer fixed and variable interest rate mortgages to help you with your financing.
View our Mortgage RatesHave a Loan Officer Contact YouApply for a Owner Occupied Mortgage OnlineMortgage Calculator
Use Our Loan CalculatorConstruction to Permanent Mortgage Loans
Build your dream home with only one closing! Remodel your kitchen, bathroom, or add that missing room onto your home. We offer interest only payments for the first year. Our rates are competitive and our experienced residential lenders will help you every step of the way.
Call us to learn more!Only 5% Down* on Residences up to $766,550
First Time Home Buyer Program
Applicants may close with their own attorney, but cannot have owned a house or condo in the past three years. Our First Time Home Buyer program applies to owner-occupied dwellings only. Private mortgage insurance required for loan to values over 80%. Loans in this program must be Freddie Mac eligible. Standard application fees apply.
*Maximum Loan-to-Value Ratio – 95% based on the lesser purchase price or appraised value
Apply for a Mortgage Online