Mortgage Loan Rates
Fixed Rate Conforming Residential Mortgage
These rates are not guaranteed and are subject to change without notice. This is not a credit decision or a commitment to lend. The payment per $1,000.00, as shown below, assumes that the purpose of the loan is to purchase or obtain a limited cash out refinance of a single family home to be used as a primary residence with a loan amount of $100,000 and an estimated value of $166,667 – and a loan-to-value of not more than 60% (higher loan-to-values are available; however, rate may vary). An escrow (impound) account may be required. If an escrow account is required or requested, the actual monthly payment obligation will be greater, as it will also include amounts for real estate taxes and/or homeowner’s insurance premiums. Your actual rate will depend on various factors including but not limited to loan type, credit profile, property type, appraised value, occupancy and loan size. Please contact a Mortgage Loan Officer to determine if your Connecticut property is located within the Bank’s lending area.
30 Year Fixed Conforming ($766,550 Max)
Rate
Points
APR
Cost Per $1,000
20 Year Fixed Conforming ($766,550 Max)
Rate
Points
APR
Cost Per $1,000
15 Year Fixed Conforming ($766,550 Max)
Rate
Points
APR
Cost Per $1,000
Fixed Rate Conforming Mortgage Information
Illustrated rates are for 1 – 4 Family Owner Occupied
residential mortgage loans up to $766,550
Annual Percentage Rates (APR) are based on $100,000 for conventional mortgage loans for a purchase or limited cash out refinance with a 40% down payment
Any down payment less than 20% requires Private Mortgage Insurance (PMI)
Subject to credit approval
Download the Mortgage ChecklistApply for a Mortgage OnlineFixed Rate Jumbo Residential Mortgage
These rates are not guaranteed and are subject to change without notice. This is not a credit decision or a commitment to lend. The payment per $1,000.00, as shown below, assumes that the purpose of the loan is to purchase or refinance a property, an existing single family home to be used as a primary residence with a loan amount of $1,500,000 and an estimated value of $2,000,000 – resulting in a loan-to-value of not more than 75%. An escrow (impound) account may be required. If an escrow account is required or requested, the actual monthly payment obligation will be greater, as it will also include amounts for real estate taxes and/or homeowner’s insurance premiums. Your actual rate will depend on various factors including but not limited to loan type, credit profile, property type, appraised value, occupancy and loan size. Please contact a Mortgage Loan Officer to determine if your Connecticut property is located within the Bank’s lending area.
30 Year Fixed Jumbo ($1,500,000 Max)
Rate
Points
APR
Cost Per $1,000
20 Year Fixed Jumbo ($1,500,000 Max)
Rate
Points
APR
Cost Per $1,000
15 Year Fixed Jumbo ($1,500,000 Max)
Rate
Points
APR
Cost Per $1,000
Fixed Rate Jumbo Mortgage Information
Illustrated Rates are for 1 – 4 Family Owner Occupied
residential mortgage loans up to $1,500,000
Annual Percentage Rates (APR) are based on $100,000 for conventional mortgage loans with a 25% down payment
Any down payment less than 20% requires Private Mortgage Insurance (PMI)
Subject to credit approval
Download the Mortgage ChecklistApply for a Mortgage OnlineCall a Mortgage Loan Officer for rates and APRs over $1,500,000Construction Mortgages
For inquiries regarding construction mortgages, we offer competitive rates and a single closing solution.
Call a Mortgage Loan Officer for rates or specific informationResidential Building Lots
Maximum Loan to Value 75%
Fixed rate payment based upon an amortization schedule of 20 years with a balloon payment due in 8 years.
Call a Mortgage Loan Officer for rates or specific information
$25,000 - $250,000
Home Equity Loans
1st Lien Position
Rate
Points
APR
Cost Per $1,000
$5,000 - $24,999.99
Home Equity Loans
1st Lien Position
Closing Costs Apply for Loans Under $25,000
Rate
Points
APR
Cost Per $1,000
$25,000 - $250,000
Home Equity Loans
2nd Lien Position
Rate
Points
APR
Cost Per $1,000
$5,000 - $24,999
Home Equity Loans
2nd Lien Position
Closing Costs Apply for Loans Under $25,000
Rate
Points
APR
Cost Per $1,000
Home Equity Loan Information (HELOAN)
Call a Mortgage Loan Officer for loan amounts over $250,000Apply for a HELOANHome Equity Lines of Credit (HELOC)
Variable Rate Product
Credit Lines from $5,000 to $250,000
Credit Lines Under $25,000 – Wall Street Journal Prime Plus 1.25% and rate is currently 9.250% APR
Credit Lines of $25,000 or More – Wall Street Journal Prime and rate is currently 8.000% APR
An Annual Fee of $50 is charged during the draw period (waived for the first year).
Apply for a HELOC