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15-Year Fixed Rate Mortgage - Important Loan Information

This rate is not guaranteed and is subject to change without notice. This is not a credit decision or a commitment to lend. The following example assumes that the purpose of the loan is to purchase or refinance a property, an existing single family home to be used as a primary residence with a loan amount of $200,000 and an estimated property value of $250,000 - resulting in a loan-to-value ratio of not more than 80%. An escrow (impound) account may be required. Your actual rate will depend on various factors including but not limited to loan type, credit profile, property type, appraised value, occupancy and loan size. Please contact the Bank to determine if your Connecticut property is located within the Bank’s lending area.

At a 3.5% interest rate, the APR for this loan type is 3.503%. The monthly payment schedule would be:

179 payments of $1,429.77 at an interest rate of 3.5%
1 payment of $1,428.62 at an interest rate of 3.5%

If an escrow account is required or requested, the actual monthly payment obligation will be greater, as it will also include amounts for real estate taxes and homeowner's insurance premiums.

Please contact a mortgage officer at (860) 767-4414 for further information.

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